Annex Living

Living Arrangements

Garden Annexe for Adult Children

With rents and deposits high in much of the UK, many families now ask whether a static caravan or lodge in the garden could give an adult child their own front door without buying a separate property. The answer always depends on the specific site, intended use and local planning context.

  • UK garden annex guidance
  • Planning-aware advice
  • Static caravan & lodge options
  • Access and delivery checks
  • No-obligation assessment

Why families consider this

A garden annexe can offer an adult child a self-contained living space — typically a bedroom, kitchen and bathroom area — while keeping them close to family. For many households this works out considerably cheaper than renting in the same area, and gives the adult child a clearer route to saving a deposit or settling into a first professional role.

For the host household, an annexe often feels less disruptive than a large house extension and is much quicker to put in place. It also gives both sides genuine independence in a way that is hard to achieve from a converted spare bedroom.

Typical use cases

  • A recent graduate moving back home while starting a first job
  • An adult child saving for a deposit in a high-cost local market
  • A returning family member after a relationship change or a move between cities
  • A remote-working adult child who needs a dedicated, quiet, separate space
  • A short- to medium-term arrangement while a longer-term plan settles

Indicative costs (illustrative only)

  • Compact second-hand static caravans: typically from around £25,000 for the unit
  • New mid-range static caravans: typically £35,000–£55,000
  • Larger lodges or BS3632 residential-spec models: typically £60,000–£120,000+
  • Add delivery, base / groundworks, services and any planning costs on top
  • Many households plan a sensible contingency, particularly if access or services are tight

Figures are general industry ranges, not a quote. Final costs depend on the unit specification, your plot and local site conditions.

Planning context

A static caravan in the garden is treated differently from a built extension. How the space is used in planning terms — incidental use connected with the main house, rather than a separate dwelling — matters. So does the local authority’s view of the specific site, any conservation area, AONB, Green Belt or listed-building considerations.

We don’t offer planning permission or legal advice. We can flag the practical questions a planning team will typically ask, and point you towards a planning consultant or your local authority where appropriate.

Things to think about together

For the host household

  • Privacy for both sides — how positioning and screening affect this
  • Utility costs and how these will be shared
  • The intended length of the arrangement and what happens afterwards
  • Any impact on the main house’s council-tax or insurance position (check with the relevant authorities)

For the adult child

  • Realistic budget for their own running costs
  • Distance from work, public transport and social life
  • Storage, parking and post arrangements
  • Their own longer-term housing plan

Next steps

  • Walk the proposed location together — access, ground level, distance to services, privacy
  • Get a realistic cost envelope including groundworks, services and contingency
  • Check the planning context for the specific site with the local authority
  • Confirm the chosen unit size can physically reach the plot — gate widths, hedges, overhead cables
  • Use the free suitability check below to get a planning-aware steer before committing

Useful next reads

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Please note: The information on this page is general guidance only and does not replace advice from your local planning authority, a planning consultant, building control officer, financial adviser, healthcare professional or other qualified professional. Costs, timescales, planning outcomes and individual circumstances vary by site, intended use, local authority and personal needs. Figures are indicative ranges, not quotes.